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Even local banks around here that have business accounts expect you to get big wires and even have "sweep" accounts where you can slam all your funds into overnight interest bearing accounts and then "sweep" them back into liquid funds as soon as you need them.
I'm still not sure what to do about the 100,000 FDIC insurance limit though. I used to think that was per deposit, but no - its per account. (Probably per individual to avoid people opening multiple accounts to get around the limit) What do you folks do with your liquid funds over 100k?
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