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Ya people are missing something though.
Account for the interest rate the card user's are paying.
I am willing to bet it comes to a pretty substantial amount monthly.
Any Accruing interest rate is undocumented gold to Creditors especially these days as many people are well over 24% and the average "joe" lookin at 20%.
However Adult transaction itself compared to mainstream I would say is fairly small when compared to the economic world as a whole.
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