This forum, as vulgar and stupid as it can be at times, does attract morons. Don't let these people stray you in any way.
Eyecandy is pretty good because it's a program that installs quite a lot of effects all in one go.
For individual effects, you'll find some great plug-ins and add-ons for photoshop and other great Adobe software on their exchange site.
You have to register to use the service, but it's well worth it. You can download samples, templates and other such things also, great too because you see examples before you download.
Check it out:
http://share.studio.adobe.com/Default.asp