Quote:
Originally Posted by Sands
I actually just got group health insurance here in NY state under NAPA (National Association for Political Advocacy). The premium is about $230/month. Here are a few details:
In-network doctors office visit co-pay is $20 per visit, specialists is $40 per visit, up to five visits per year.
Pays $500/day for max 30 days hospitalization, $500/day for max 15 days intensive care/coronary care.
Pays up to 80% per surgical procedure for required surgeries and up to 25% for anathesia (all based on RBRVS).
It's not a major medical plan, so it's not as inclusive as you might want but it appears you're encountering the same difficulties I did in my search for health insurance here in Suffolk, and this was the best I could find.
Call 1-800-803-5166 for their hotline. I hope this helps.
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I filled out one of those online quote things.. netquote or something and they are the ones who called me.. They where very very pushy.. like they would put me on hold for 1-2 min and then come back saying you are just in luck theres 1 spot available! That to me soured the whole experience..
I went online to search about their plans.. and its very limited coverage which is ok if thats what you know you are getting.. Like you cant go to the doctor more than 4 times in a year etc.. and they have a cap on lifetime payouts so god forbid you get cancer.. you are fucked..
Yeah they said it was 230 a month.. for around 100-150 bucks more a month might just be worth it for a bigger plan..