Originally Posted by Trixxxia

Christina - going with a trusted company doesn't necessarily mean you're protected. In the case of Ibill, for example, they were one of the largest and they fell and a lot of people will agree that they were all far from protected. With that example, those that didn't have any other processor to switch to, not only lost what they were owed, but some 'stuck' around because they had no other option and got burnt further.

The thing with trying other processors/methods is to:
1) keep your eggs spread out
2) diminishes your vulnerability to downtime/scrubbing
3) billing options that aren't offered by the 'well known' guys
4) help maintain your chargebacks/returns
5) the chance that more transactions get through/more countries allowed
6) lower costs

Not everyone looking to lose money - they take the risk, in the hopes of making 'new found' money - if a few years down the line something should happen, hopefully the gain is/was much better than the potential loss (which unfortunately, isn't always the case).