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Wow.. the truth comes out!
I have 5 cards.. I put one of them to the limit and left it there for 6 months... The other 4 I paid off what ever I did each month or just never used them. Take a guess???
The maxed out one received an offer to increase my credit line $500. The others received nothing.
So I kept the debt on that one. And then maxed a small one I had. $1200. And right away they offer me $500 more credit! Then in 6 months the original offers me another $500.
So I pay them both off. The bigger one sends a letter stating that I no longer fit their profile and I have two options. Do nothing and except an increase to 17% APR or contact them and have the $1000 extra removed and start paying a yearly fee.
WTF???
They want you to stay maxed out and that is just sad... It wouldn't surprise me if they just stopped offering good people credit all together!
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