All I know is that I pay $170 a year for insurance that will provide me a medical flight back to a hospital of my choice in the US in case something happens to me outside of the country. I feel a LOT safer carrying that in my wallet. Say what you will, but I like our private rooms, cable TV and even though the medical techs and ER doctors seem to be at the bottom of the barrel at least they're there paying attention to you and the good doctors are also here and waiting for me
