Put the 60k into something that is not tied up but brings in more interest such as ING or another online bank so you pull your 4-5% interest instead of the crap a typical bank pays you.
Then keep your regular job while you are at it and or keep doing what got you that 60k. Unless you inherited it or something else then oh well I doubt you want to knock off any more relatives but you could take out some more insurance on them
Now proceed to bust your ass in adult building up a niche specific traffic network. Keep promoting others while your doing this but stay in the niche your most interested in. Think ahead the whole entire time so that your new network you are growing is dynamic and can be changed at a whim to promote whomever or whatever you want. This may require getting a script made or purchasing one. Keep working this and growing it.
When your little network is making you at least 5k a month after costs then you can and should consider what to do with your banked money, though if you have still been working and if your network has been generating money and does not need it all dumped back into itself your bank sum should be looking a lot healthier.
Then you should figure out if you really want to own your own site and the troubles that come with it which is fine cause you at least have traffic for it already. Perhaps though you decide that you would rather keep promoting others and forgo the issues of owning your own site and look at branching out into other areas using what you have learned.