Quote:
Originally Posted by L-Pink
Over a 25 year period that I owned my own business I paid not only for good insurance on each employee but I also paid for workers comp. Basically double insuring each worker. Now retired after paying insurance for 25 years and NEVER having a claim except cold medicine, I have a hard time finding anyone wanting to insure a guy that's 50 years old.
Why, well I'm now in a high risk age catagory. Well no shit! But what about the 25 years I paid when I wasn't? That is the sad thing about "old" people and health coverage. Most HAVE paid for it their entire lives, just never used it.
To get NO credit for the years/decades you have paid is the real crux of the problem for many.
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it is a shitty situation .. But unless UHC is in place, you need to manage to keep your insurance valid from a young age till later.
But from what I understand, in the USA, the insurrer can increase the premium as he wishes, or simply cancel the coverage.
That is very scary .... I, as a canadian, and over 50, don't have to worry about this ... My healtcare is covered by my taxes.
My dad , still alive, had 2 major heart attacks ... It cost him ... nothing and he is VERY wealthy .... He is under very regular checkups, tests, ans so on ...
Yes, he paid for it thru his taxes (and still is paying taxes on his high income ) but it is worth way more then he pays ... as well as for us.