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One option is to process with Verotel until you get enough $ to pay your $750 for Visa.
Another is to go with ccbill, exclude Visa, and hope you make up the $750 from Mastercard and check payments (or do M/C charge as well these days?)
If you're planning to open your site to affiliates then neither option is really that desirable. You really need to have Visa from day 1 in that case.
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