https://www.annualcreditreport.com/cra/index.jsp
Hal...
I've used this for the last few years..TOTALLY free, safe, no catches at all,
Fed law says you are entitled to 1 free copy of your credit report each year, this is the site that handles that request, you get complete copies of all 3 credit reporting agencies right online you can print out.
Takes about 15 mins depending on how fast your printer is.