jonpotz - If your company is based in the US then you'll have to pay the Visa registration fee regardless of which processor you use. However, there are no other set-up fees and with Epoch we do not take/hold a reserve. Additionally, if we are set up as your primary billing company then you can take advantage of our free cascading software so you would not need to purchase/license NATS.
If you would like to find out more and see if we are a good fit for your company, feel free to contact us at
[email protected].