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I pay all my cards in full every month and have never had an issue.
I was placing an online order during Christmas at a big website and for some reason it kept telling me I was using the wrong CCV. Since I was looking at the card, I knew that was wrong. I used another card and it went through fine.
Come to think about it, the card I was having trouble with was with Chase. Hmmmm.....now I want to try to buy something and see if it goes through ;)
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