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It really comes down to cost vs profits. Will you make more than you invested back? If so can a guarantee your site will stay ranked for a specific amount of time if it falls by a large amount will they go back to work on it?
Would I pay for something like that? Not likely, but doesn't mean there isn't a real value in it? Probably not. They would have to have a damn good reputation too for me to even consider anything like that.
It just comes down to profit vs cost in the long run and risk vs reward.
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