This has been in effect for at least 20+ years. When I was in an accident and sued the driver we sued (and won) for 3X the medical bills. Insurance got back what they paid and I got the rest.
After just going through some major medical shit and so far getting $160K in bills (and they're still coming) you can bet your ass I'm DAMNED glad I have health insurance
Right now out of that $160K I'm paying less than $1K.
It is amazing though going through my bill - IV water costs more than almost any other drug they gave me. I guess it's because of the drought here in GA ;) Oxygen was over $800 a day. I need to get into the selling of water and air business..........