Quote:
Originally posted by FlyingIguana
if you don't miss payments its spotless.
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Not true.
Carrying a balance affects your credit rating.
Having too much credit affects your credit rating.
Applying for too much credit affects your credit rating.
Using too much of your available credit affects your credit rating.
Quote:
Originally posted by Lensman
On the credit card thing, my credit score went up when I got rid of half my credit cards. Now I only have 4 credit cards, I used to have like 12. My score was 827 (super high)
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Lensman is 100% when he says his credit score is super high. The max is 850.