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The only thing I would like to add is that I am glad that there are third party billing companies. I am not suggesting that no one use them. We cascade. it is a shame the the times have changed to exclude quality amateurs from starting a new site with their own merchant account that they have to go to a third party to build up volume to get an account of their own.
There are a lot of people (Joe Shmoe's) that started out with a web site of them and their wives. including me. What about great quality sites like some people in this thread. Venus, Awesome stuff and quality content. Another that comes to mind is Naughty Allie Naughtybank.com they run an excellent site and quality program. All started as small merchants now billing big numbers.
I hope that we do not create a system that squeezes out the productive individuals and make it a business that only organized corp's can start.
As someone who works directly with 400 amateurs with our CamZ network and AmateurCamZ it is important that they continue to have the ability to do their thing on their own.
Have fun.
Merry X Mas
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