Originally Posted by AcidMax

How so? It was my opinion and a generalization, but also based off of experience, but please feel free to enlighten me. If someone provides a shitty product without a simple way to get processing done, they wont have a way to sell the product. Merchant accounts are much better for our business (mostly because fee's etc are lower, and we can decide who we want to process). Just like Camz_Dan stated, we wanted to be in control of our billing and our business. For our sites our chargeback ratio is damn near non-existant. Why? Because we offer a quality site for our members, custom content and great customer service. The few chargebacks we do get are either because they spouse found out or their kid got the card., either way its < 1% by far.

If owners of some of these sites took the time and quit trying to make 1 million sites that all look the same, they might actually make more money. Besides managing 1 really good site is 100x easier than managing 100 bad ones.