| Or there's this conversation as well:
 "Our low-rate interest card is based on your credit rating and your interest rate can be anywhere from 6.9% to 11.4% based on how good your credit rating is"
 
 "Well that's great, I have a great credit rating, so my rate will be 6.4%"
 
 "Uh, sorry sir, but it's actually 10.4%"
 |