Quote:
Originally Posted by TheDoc
Yes, I can name some programs that don't appear to have gone down over the last 5 years. However almost no programs have held strong for 5+ years, everyone will see a drop at some point. A better view point is to show that newer programs and fresh/good sites have taken off and hold the growth if the member areas are good.
Now depending on the sponsor.. Paycom wise I only process US/Can through Paycom/CCBill, everything else is split up between other processors. And I just checked a Paycom-NATS program, they have sales from other countries.
And above I stated that Paycom or the Banks could have problems. The banks get DOS attacked, host issues, ect.. Just a chain of crap that runs down hill.
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very well said Doc .. while I don't think the banks are under attack, I think thats the effects of too much pre-approved cross-sales going unchecked for a length of time has affected the CB ratios.
I've noticed its become an issue to get reviewed after CB ratios get normal, as if there is still a problem with that ceiling of CBs at the proc level.