I remember getting my first Visa Debit card back in the dark old days when I was winding down a money pit business that I'd held onto for WAY too long. I needed the card so I could verify my Paypal account in order to accept donations for a free site that was suddenly costing a lot of money.
I put down $10k as my income (which was a lie - I was heavily in debt), then the chick said that the minimum requirement was $15k, so I crossed it out and wrote in that (which was also a lie).

It was a chicken and egg situation since I had no revenue until I got that card. I was approved and went from there.....