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In reality, there's virtually no risk ... other than getting carried away buying more stuff than one can afford on the extra credit.
Most credit card companies (talking about personal credit cards, not business) basically evaluate income between $0 and say $150K ... above that it make little to no difference in the amount of credit that's extended.
Credit card companies typically consider far more than just income... on an aside, under $15K or so usually equals automatic denial or at best the shittest card one can imagine with crazy application fees, insane monthly fees, weird surcharges, etc.
The items below are the ones that really make a difference whether one gets a higher limit, or possibly even a lower one...
* Credit scores from one or more of the credit bureaus; each use a different method / scale so the scores will often vary somewhat from each other.
* Amount of unused / used credit (debt ratio).
* Highest balance history on each card - especially important in instances when one is asking for more credit.
* Payment history - being occasionally late is usually no biggie to one's credit score, but other creditors likely won't consider credit increase requests for about 6 months from date of the last late payment.
Ron
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Domagon - Website Management and Domain Name Sales
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