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Here is how a responsible tax paying person runs into what could be financially devastating health issues in the US.
You work for your entire life under a companies health plan. The company paid all or part of your costs, if partial then the difference came out of your check. The company has insurance as an individual you never did, you were under their plan. Now you retire, by law you can continue your insurance coverage for 18 months by paying your former employer each month.
Then that's it. You are now on your own in the American insurance wasteland.
There is no way to continue your insurance on your own. You are forced out. You have to start from square one. Good luck.
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