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If you've never done any web stuff before, setting up a site can be a daunting task.
Plus, running a business can be difficult too. You also have to worry about marketing, keeping good books, etc.
You should partner with someone who knows what they're doing.
The folks at aWiz have a really affordable CMS, and they provide complete template design services for pretty damn cheap. I've been happy with their work and I'm sure you could work something out with them.
Also, setting up an affiliate program is expensive.
good luck with it
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