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much higher rate of returns on ach...3 popular methods of dealing with it when it comes to affiliates...lower payouts for the ach transactions or deduct the returns from webmaster accounts (not popular). another way is to mark it as a pending sale in the account and wait for the check to clear before crediting the affiliate.
the lower payout seems to work the best. the pending join method at full payout is somewhat tricky because rebills are still subject to possible returns just as the initial transaction was, even though that one cleared. lastly, webmasters hate seeing joins disappear from their accounts so i wouldn't recommend deducting returns unless you are running rev share.
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