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Old 10-09-2007, 07:57 PM  
C H R I S
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Join Date: Nov 2005
Location: Marina Del Rey
Posts: 10,842
Try consumer credit counseling or another non-profit service. They'll get you on a plan that will get your debts and interest rates down. One monthly payment - watch out for charlatan copycats that are not truly non-profit.

They'll give you the tools you need to get out of debt for good and education to stay that way - I know a few people who have used this a suceeded.

Also, get new friends.... that one charging that much is doing you no favors.
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C H R I S
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