Quote:
Originally Posted by Luc Lone Ly
I have about 12K in student loans, which are defaulted already.
about 2K in credit card
5k I borrowed from my friend, paying 8% interest every month.
6K from a business partner /
so the total debts add up to 25k .
my day job pays very little .
Thank you
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You should try
Prosper. I've been loaning money to people on that site.
The student loan people are very easy to work with. Let them know what you can pay and they will work with you. If you decide to negotiage with them, ask them for the amount of interest that you owe today then ask them to cut it in half. They will do that but if you default again, they will make you their bitch.