Speaking of currency conversion, this link is cool
http://www.flyerguide.com/wiki/index...reign_Exchange
And ePassporte Terms and Conditions
https://www.epassporte.com/secure/le...ction=as_go_tc
Quote:
XIII. International transactions
The exchange rate between the transaction currency and Your billing currency that is used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives on the government-mandated rate in effect for the applicable central processing date.
A one percent (1%) International Service Assessment fee may be charged by Visa on all international transactions.
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Quote:
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11. ATM Fees. An ATM fee of US$2 will be assessed to Your Account for each transaction whereby You obtain or try to obtain cash or a balance inquiry from Your Account. This fee will be assessed at the time of the transaction, and is in addition to the fee charged by the owner of the ATM.
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So it looks like Visa charges the %1 of USD on transactions, and Visa overall determines the exchange rate, epassporte charges you a $2 fee, and then if the ATM charges fees you'll get hit with those.