Quote:
Originally Posted by eddie-executive
So when you fly off your motorcycle and break numerous bones in your body and need to stay in the hospital for days you rather pay %100 yourself? 
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No, thats why you don't have motor vechile accidents that are you fault. Liability insurance is compulsory (in the US, anyway) so when you do have an accident the other guy gets to pay. Except in those fucking no-fault states (goddamn you, Michigan) then it becomes a bit more complicated.