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Just do a regular car loan, at 7% for 4k it's not going to be a big deal like $300 a year or something. On top of that your discussing a quick payoff, car loans always have a payoff amount that's only marginally higher ( a few hundred) then whats left on the balance. It's a lot safer and easier to do it this way, no matter how safe you think it is or what is lined up, it's always better to stay away from credit cards believe me I know through experience.
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