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Old 08-12-2007, 03:41 PM  
rowan
Too lazy to set a custom title
 
Join Date: Mar 2002
Location: Australia
Posts: 17,393
Visa's exchange rate is worse than my bank's cash rate (which is worse than the cheque rate, which is worse than the teletype rate), so if you're relying on a generic currency conversion figure then it's going to be off.

For example, a few days ago...

$AUD200=$USD178.89 (according to epass)

That's a conversion rate of 0.89445

My bank's "buy note" rate that day was 0.8843

Doesn't seem like much difference, but the important thing is that the T/T buy rate was 0.8584. The bank's rates are fixed for the business day so they would be more conservative than the currency conversion sites, so you're looking at 5%+ difference. Obviously significantly more in your case.
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