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majority of people in Manhattan live with room mates, they get a 1br apartment and convert the living room to a 2nd bedroom. So the rent of $2400 for that 1 bedroom is now $1200 each which most of these $40k to $60K can afford. The other option is the cities like Astoria Queens, 1br apartment is $1200 and the commute is 10 mins by subway to midtown Manhattan. Parts of brooklyn are the same rent and 20 mins by subway to lower manhattan....Its a rare occurence to find someone in 20s and even 30s if not married that lives alone. They are all rooming and converting living room to a bedroom to cut rent....
You do not need a car in NYC, for $2 subway ticket you can get anywhere ($76 for unlimited 30 day rides card).
Food is expensive to buy. Went running in central park yesterday, bottle of poland spring water was $4 from street vendor cart. Last year it was $3 : (
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