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I've used them for about a year for a non-adult membership site, haven't many problems. I had two chargebacks once in the same month and they phoned quite a few of our customers to see if they were happy with the service they were paying for.
The account I have has $1 + 3.95% transaction fee. They also holdback 5% of your transactions for 90 days.
They've never missed a wire transfer, and pay weekly.
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