Ask the largest mobile carriers (Sprint, Verizon etc) in the world what their stance is on billing adult content via SMS/Direct-to-bill and you will quickly get an idea of the current limitations of the market.
Sure, you can sell mobile content via credit card but you are looking at a maybe 10% of the sales you would see if you could charge direct to bill.
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I've trusted my sites to them for over a decade...
Webair, bitches.
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