Quote:
Originally posted by Rand
I would say this... Look at quantity vs quality. It's not always about how much you can get through initially. How much do you keep? What do your creidt and CB ratios look like?
If you paying for traffic, you could be losing twice if your creidts are too high.
And let's not forget, now there's the epassporte equation. Denials never looked so good. It will be a while before the epassporte product proves itself. But, after issuing cards in 79 countires in it's first week, there are definitly reasons to look at a processor who is fully integrated with this solution.
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refund and CBs are very low on both processors. IBILL certainly doesn't have 25% more CB/refunds than our EPOCH transactions.
I'm NOT trying to put down EPOCH here, very happy with it but I'm curious why this would be. I guess it matters a lot on the traffic. Maybe International traffic has something to do with this.
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