For those (especially 3rd world included) open-minded enough to understand the difference between arbitrary business rules of a sponsor (who does not have the resources to bank outside of a problem), and a global view of the "problem":
the sky is
NOT falling
When I first saw these posts I thought that there was some writing on the wall about ePass. But it is obvious now that the writing on the wall is more about sponsors who don't get or care about the value of ePass for affiliates.