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Scubbing is important for high risk 3rd party transactions. Without scrubbing chargebacks and fraud would be out of control and pretty soon we would all be out of business.
But, for all those trans that get scrubbed out, you need to send them to epassporte. All denials, all blocked countires, all those cards that get held up in scrubbing have a shot at getting a Visa tran through with epassporte. If you're not using it, your losing $$.
Word.
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-- Rand
Payment Industry - Communications - Quality Assurance
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