Quote:
Originally Posted by miss_twisted
Well someone add me as an AU user then. It sucks I don't have bad credit I just don't have enough is what they keep telling me, like a mortgage and 2 car loans and a credit card paid on on time everytime isn't enough. WTF! I think they want you to be in massive debt! I hate credit scores!
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Sometimes if your balance is over a certain percentage of your available credit it will bring you way down even if you pay on time.
The trick I used to get to 700+ was opening a bunch of credit card accounts and never using them or at least keep under 10% of my limit. Then wait a year.