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I've been earning a free roundtrip for 2 to Hawaii each of the last four years with my Hawaiian Airlines Platinum card. I also have a GM Platinum card that earns me 3% off a new GM vehicle purchase. Just bought a GMC Acadia and used $2400 in accrued earnings off the vehicle price. I put everything on the cards that I possibly can and pay off the balances monthly. It frees up cash flow and allows me to keep more money at longer periods of time in my online brokerage account thus earning me more interest.
Just curious Jace, when you say you have never had a credit card, how do you make purchases online, things such as hosting, travel, etc...? I'm guessing you use your debit card for everything.
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