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i waited 3-4 weeks too on the card delivery
and i upgraded my account, so i may widthraw via ATM some 600+ bucks and you may asked for higher limit if you have some good money on the account
about problem in the stores, i'm buying constantly some books and other small things via it and it worked fine in the my preferred store, so it possibly work in the some store and don't work in the some other one, it'is crap as all electron (and virtual) VISA, when i need do something really well and be absolutely sure, that my transaction will pass I'm using my embossed VISA, which doing her job really well
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