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Old 01-06-2003, 04:27 AM  
Rand
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Join Date: Jan 2002
Location: Santa Monica, CA
Posts: 2,663
Quote:
Originally posted by Cash
Rand, thanks for the reply Can you please explain this better?
A surfer is from a blocked country or on a CC blacklist, he wants to signup and is denied the transaction by the main(s) CC processor(s), and in a cascade billing he gets to epassporte billing - is it true he can have the a/m behavior, i.e. to have enough funds in his epassporte account just to pay for a specific transaction and prevent rebills, like DynaSpain/Dynamite said? BTW, in Spain they have banks offering such cards.
Cause this is the main issue I see here - how can a sponsor charge the trial without being able to rebill, and pay webmasters $35/trial signup?
I mean maybe I don't get it, but I'm sure others would ask you as well, that's why an explanation would be nice.
I don't use paypal, and I wonder how sites charging through paypal can rebill and pay webmasters $35. I guess they send them an email at the end of the trial period asking them to pay again for another month - maybe this would be the solution with a virtual card as well.
Is epassporte the same with what I described above as "virtual" card? Cause IMO, high fraud risk countries' banks issuing the 2 parallel cards to their citizens (who are of course from a high fraud risk country, and a new target for epassporte) want to prevent this - fraud.

Btw, what percentage, roughly, from the total sales has epoch from Western Europe (mainly compared to the US sales)? Thanks

In reply to your answer with the cancellation before the trial ends, I guess people would back this by making it impossible to be rebilled so they don't get burnt.
I'm not sure I follow all of this. But let me address the funding part. Epassporte has minimum load values. For example, to get an epassporte card, you must at least load $50 into the account. That's enough to cover most any trial and conversion. One of the things we discussed and I'll need to check to see if it was implemented was to pre-auth (lock up the funds) for the conversion so that the conversion was virtually guaranteed. Epassporte card holders are encouraged to keep balances on their cards so as not to lose money as well. When a balance falls under $25 for more than 30 days, they incur an account maintenance fee. An upcoming feature for epassporte will allow surfers to have automatic funding to their epassporte card and/or a top off feature once the balance reaches a certain amount. The marketing of the card is to encourage use and to encourage balances. This is better for you and better for us. Relating to my previous post, we are working on the idea of a happy customer who actually wants to be a member of your site. Happy customers who could not pay any other way are the target audience of epassporte.

As for the percentage of European sales vs United States, I don't know those figures myself. But Clay can chime in on that one if he would like.

Hope that helped.
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Payment Industry - Communications - Quality Assurance
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