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trix · 04-12-2007, 03:45 PM

Also I go to my local hometown bank and borrow $2500 once or twice a year for 3 months on a personal signature. They know I am good for it, I have banked there a long time and I have a little money CDs (certificate of deposits). I tell them I need to pay taxes or whatever and don't want to get into my savings. I pay it off fairly near the 3 month time. The setup fee and interest costs me less than $100 and really boots the credit rating. And that $100 is tax deductable.

04-12-2007, 03:45 PM
trix Confirmed User Join Date: Feb 2003 Posts: 335	Also I go to my local hometown bank and borrow $2500 once or twice a year for 3 months on a personal signature. They know I am good for it, I have banked there a long time and I have a little money CDs (certificate of deposits). I tell them I need to pay taxes or whatever and don't want to get into my savings. I pay it off fairly near the 3 month time. The setup fee and interest costs me less than $100 and really boots the credit rating. And that $100 is tax deductable.