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I know this old trick, not sure if it applies still and have never tried it:
Go to one bank and get a secured loan for $400-500
Go to another and get a secured loan for the ame amount, secure it with the initial laon
Do it again at a third bank.
Wait 1 month, and go pay off the first one with the third bank's loan money, get back your initial 400-500.
Wait another month and the same at bank 2, wait another month and do it at bank 3.
As long as all 3 report you should get a nice bump.
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