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It's all about knowing the guys in the branch, i got TD and now that its been 6 months of cashing US checkes they love me so much they would cash anything. U also gotta push it a bit, ask for more all the time, since the bank across the street is always open, so why not take advantage of competition!
Apply for their credit cards, they give it out right away.
I have us and can accounts, i deposit checks into my us, i wait for a good rate, and convert.
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