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jojojo · 01-04-2003, 06:14 PM

Open a US and a Canadian bank account.

With RB you can transfer from US to Canadian account at the current rate whenver you want.

You will get less hassles and look more like a playa if you deposit a US check to your US account, then go home and transfer it to Canadian and you're done.

Though, they can still put a hold on it regardless of what account you try and deposit it into. They CAN hold it for up to 30 days. I KNOW that they can call down to the issuing bank in the US 5-6 biz days later and confirm that the check is good and then release the funds for you - I've had it done by RB.

Obviously wires are a non-issue because they are gauranteed funds and you never have to communicate with a teller to recevie them.

Lastly, talk to someone at your bank. I never have US checks held and sometimes there is barely any money in that account, because I have notes added to my accounts saying not to hold us checks because I spoke with them after having a few large checks go thru no problem and explained to them that I rec'v 5 us checks/week etc.

If you don't have the greatest image at your bank - find another branch and befriend someone there, then have them switch your accounts to that branch, put the notes on, then you can go to ANY branch and just say 'check the notes biotch' - no holds ;p

And without the notes - remember that it is the teller's discretion and they can cash a $5k us check with a library card if they felt like it. So.... don't go to a new/young teller, look for the person that has been there a while and likes effeciency. Wait for them, let other people go ahead of you if need be. And give them the check with authority and dress nice.

Good luck ;)

01-04-2003, 06:14 PM
jojojo Too lazy to set a custom title Join Date: Mar 2002 Location: Vancouver, BC Posts: 2,318	Open a US and a Canadian bank account. With RB you can transfer from US to Canadian account at the current rate whenver you want. You will get less hassles and look more like a playa if you deposit a US check to your US account, then go home and transfer it to Canadian and you're done. Though, they can still put a hold on it regardless of what account you try and deposit it into. They CAN hold it for up to 30 days. I KNOW that they can call down to the issuing bank in the US 5-6 biz days later and confirm that the check is good and then release the funds for you - I've had it done by RB. Obviously wires are a non-issue because they are gauranteed funds and you never have to communicate with a teller to recevie them. Lastly, talk to someone at your bank. I never have US checks held and sometimes there is barely any money in that account, because I have notes added to my accounts saying not to hold us checks because I spoke with them after having a few large checks go thru no problem and explained to them that I rec'v 5 us checks/week etc. If you don't have the greatest image at your bank - find another branch and befriend someone there, then have them switch your accounts to that branch, put the notes on, then you can go to ANY branch and just say 'check the notes biotch' - no holds ;p And without the notes - remember that it is the teller's discretion and they can cash a $5k us check with a library card if they felt like it. So.... don't go to a new/young teller, look for the person that has been there a while and likes effeciency. Wait for them, let other people go ahead of you if need be. And give them the check with authority and dress nice. Good luck ;) __________________ Learn SEO - make $$ residually - icq me 333485092