|
Some of this I find hard to belive.
First off, by simply signing up on an online form, and giving your CC #, Exp date. There is no way that merchant or company has access to your phone #. I have heard of it once, if you use Equifax or something like that in the back end with there fraud controls, but i doubt it. Most of the time, all any merchant can check on is if the billing address matches, i.e. Zip code, and the numbers of there address, 1234 west street, so if the zip and 1234 match, it's a yes. also, cvv2..
now if it's trick, they are asking ppl for there phone # on the billing form, and then having them call back a 800 #, which can tell if the person is calling from the same # as they put on the form..
too much trouble in my opinion. Best way is that new verified with visa thing. Which after you signup with your bank, visa. It will give you a password just to use with online transactions, the merchant nevers sees it, and it's supposed to be almost chargeback proof.
|