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Old 03-25-2007, 06:03 AM  
V_RocKs
Damn Right I Kiss Ass!
 
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Join Date: Dec 2003
Location: Cowtown, USA
Posts: 32,422
It requires a lot of checking to lower your credit rating even a few points.

What it does do is tell lenders you have been looking and/or turned down previously.

The idea is this:

You load up a CC and need another to spend more money you don't have.
You apply three times and get 1 new card.
But that isn't enough... so you apply 3 more times.
Now the 3 you just applied to see the other requests and that you now have 2 maxed out cards...
Their response is, FUCK NO!
Because it is obvious you are going to fuck them over too.
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