Well, a handjob from a woman is nothing more than YOU jerking off only you aren't using your own hand. Just some help. And fucking a woman with a rubber leaves enough of a barrier that you are more or less jerking off without the help of your hand, just someting else like a knot hole in the fence. I say not cheating
I am just kidding. I would say definitely you would be cheating unless like another poster said, your wife or girlfriend would not get mad if she knew of the deed. If you guys are swingers and she is cool with it, all the power to you!
