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I know a young couple who started making babies by accident at age 19/20. All they did was struggle to raise the kids and tried to stay together althought they fought constantly because of all the stress involved.
Years later they split up and shortly after the mother passed away rather tragically at age 37. She had no insurance, no finances at all left for her kids. All she ever did was be a mom and raise her kids because she started too young.
Just a month after high school graduation her oldest was paying for her funeral expenses with the few bucks he'd gotten for graduation. The father was not much help as he had moved a few hours away and had another family already.
So when you have kids, make SURE you have life insurance and anything else you want your children to have, because you never know when your time is going to come and they might have to survive without you.
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