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in manitoba where i live we have no fault auto insurance.
you're covered regardless of blaim. injuries get compensated as well - no court. for about $50 more a year on your insurance you get a curtosy car when yours is in the shop due to any accident as long as you need it.
the system works too - on a $70K car I pay only $1200 in insurance and licence fees a year
no need for lawyers, PI's, courts etc
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This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!
Now read without the word dog.
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